Monday, June 27, 2011

Health Care

What should we do? Should we maintain Health Insurance or should we shift over to Government Health Care?
Health Insurance: Expensive. Not everyone can afford it. Medicare sucks. Privately owned insurance companies control all. But there are no taxes on healthcare.
Government Health Care: Krugman (a well known Economist) says that government health care would ultimately lower health care costs. Everyone would get their medical needs met and the government would deal directly with drug companies and hospitals so that prices would be lowered and treatment would be less expensive. We would have to pay taxes, but we would also no longer have to pay health insurance since everyone would be covered. It would be publicly regulated.
I don’t know when we decided it was a good idea to charge people for getting sick, but this is getting ridiculous. Last time I checked, having to reset a broken leg or getting heart transplant surgery were necessities not luxuries. Liposuction is a medical treatment people opt for and choose to have. Not cancer treatment. Yet we act like medical treatment is a cruise line only available to those who can afford it. Those who can’t can lose everything: a car, a house, a life.
So here’s how I see it:
The wealthy can afford to pay taxes for government health care, but they prefer not to since it goes to paying for someone else’s medical bills and they’d rather just pay their own with their own health insurance since they can afford it. Their health insurance is also usually covered by higher paying jobs through health benefits so they pay less on health insurance anyway.
The middle class struggles to pay for health insurance and they would do better with government health care.
The lower-income families and especially the elderly are economically screwed. They usually end up living off government aid if they can’t afford medical treatment on their own.
Another thing to take note is:
As kids get older they have initial health concerns to get over like: colds, chicken pox, getting sick from germs because they don’t wash their hands, food allergies, cuts, broken bone – jungle gyms can be dangerous, tonsils or molar teeth removed, and a slew of other things kids are prone too because their immune system is still new and they lead more reckless lives because being cautious is still new.
Adults don’t have as many issues: maybe allergies, occasional insomnia, occasional headaches, birth control, routine doctor’s visits, occasional infections… So unless you get hit by a bus or suffer from a longer-lasting condition, for the most part adults get non-prescription drugs like Tums and Tylenol. *If a serious incident were to occur most adults can pay for them, but young adults –especially recent college grads starting out in the world- don’t often have health benefits covered by a job and can’t afford insurance on their own –which means they’re economically screwed in this as well.
Elderly. It’s the age all humans dread. You’re health starts to severely decline. Medical issues can include: Cancer, Alzheimer’s, Schizophrenia, stroke, heart attack, arthritis… It’s not good. They have loads of medical bills heading their direction. Suffering from pain and worrying about finances are the last things anyone wants t experience before leaving this life.
So which is worse: paying for health insurance or paying taxes?
It seems like there was a period of time when man put the wellbeing of others before his own. It was all for one and one for all! People had a more communal way of thinking about things and it was all about “the greater good”. Majority rules. Now it seems like every man’s for himself. “I don’t want my hard earned money going to pay for someone else’s medical treatments”. Why not? You’re money is going to easing the suffering of those who could not otherwise afford medical treatment. It’s going to preventing people from bankruptcy and losing their homes. We pay taxes to pay for security with police officers and education with schools. We pay to make sure our infrastructure is taken care of. We pay for gas to be put in our cars. Why is it such a burden to pay to make sure those who need care are taken care of?
P.S. Like my diagrams and detailed images??? I know. It's impressive.

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